SIP Returns Calculator

How much will your SIP grow?

Adjust the inputs below — the projection updates in real time.

₹500₹5,00,000
10 Years
1 Yr15 Yrs30 Yrs

Expected return: 12.5% p.a. (historical average — not guaranteed)

SEBI RegisteredDirect Plans OnlyZero Commission
Projected Corpus
₹23.24 Lat maturity
₹0K₹6.0L₹12.0L₹18.0L₹23.9LNowYr 5Yr 10
Corpus
Invested

Total Invested

₹12.00 L

Est. Returns

+₹11.24 L

Guarantee #1

Zero commission on direct plans.
Every charge shown before you confirm.

Regular plans quietly pay 0.5–1.5% commission to distributors every year — compounding against you. Folio only offers direct plans. If there is any charge, you see it on the transaction screen before you tap confirm. Not in the fine print. Not after.

₹0
Platform commission, always
0.56%
Expense ratio shown per fund
1.2–1.5% more returns vs regular plans

Actual transaction screen

Axis Flexi Cap Fund — Direct

SIP: ₹5,000 / month

Direct
Fund NAV (Live)₹68.43
Units to be allotted73.07
Expense Ratio0.56% p.a.
Exit LoadNil (after 1 yr)
Platform Commission₹0.00
Transaction Charges₹0.00

Every rupee you invest goes directly into the fund. No deductions, no hidden cuts.

Your actual CDSL holding statement

CDSL e-CAS Statement

Priya Nair · DP ID: 12345678

As of 25 Feb 2026

VerifiedFolio Read-Only

Axis Flexi Cap — Direct

234.56 units

₹1,60,412

+12.4%

Parag Parikh Flexi Cap — Direct

89.21 units

₹92,340

+18.1%

HDFC Mid-Cap Opp — Direct

112.40 units

₹74,890

+9.7%

Total Portfolio Value₹3,27,642
Total Gain+₹42,180 (14.8%)

Units held directly in your CDSL demat account. Folio has read-only access.

Guarantee #2

Your funds, your name. We never hold your money.

Every unit you buy is registered in your name directly with CDSL or NSDL — India's central depositories. Folio is the lens, not the vault. If Folio shuts down tomorrow, your investments remain untouched in your demat account.

SEBI Registered Investment Advisor

INA000012345

CDSL & NSDL Depository Participant

Read-only access, no custody

ISO 27001 Certified Infrastructure

Bank-grade encryption at rest & in transit

CDSL
NSDL
SEBI
Live NAVs

Direct Plan Fund Browser

NAVs updated as of 25 Feb 2026, 3:30 PM IST

Fund NameNAV1Y Return3Y Return5Y ReturnAUMExp. Ratio

Past returns do not guarantee future performance. Mutual fund investments are subject to market risks.